Comprehensive Financial Planning
Our planning process covers every aspect of your financial life, ensuring nothing is overlooked.
How It Works
A clear 5-step process to get you from where you are to where you want to be.
Discovery Meeting
We start by understanding your current situation, goals, and concerns through an in-depth consultation.
Analysis & Strategy
We review your finances together and develop a coaching plan tailored to your goals and situation.
Plan Presentation
We present your personalized financial plan with clear recommendations and action steps.
Implementation
We begin working through your action plan together, one step at a time.
Ongoing Support
Regular reviews and adjustments ensure your plan stays aligned with your evolving goals.
Frequently Asked Questions
How much do I need to get started?
We work with clients at all income and savings levels. Whether you're just starting out or have more experience, we can create a coaching plan that fits your situation.
How often will we meet?
We typically recommend quarterly reviews, but the frequency depends on your needs and life circumstances. Some clients prefer monthly check-ins, while others are comfortable with annual reviews.
Do you only work with retirees?
No. We work with clients in all life stages — from young professionals building their first budget to pre-retirees and retirees. This is a financial coaching practice, not an investment advisor, so we focus on budgeting, cash flow, and habits that support your goals at any stage.
What makes your planning process different?
We work one-on-one, explain everything in plain English, and focus entirely on your specific goals — no generic advice, no products to sell, no pressure.
Are you a registered investment advisor?
No. Hormar Financial is not a registered investment advisor and does not provide investment advice, securities recommendations, tax advice, or legal services. Our services are financial coaching and bookkeeping only. Please see our Disclosures page for full details.